Budgeting: Creating a Spending Plan

 BUDGETING
Creating a Spending Plan
SAVING
Planning the Expected and Unexpected
 BORROWING
How to Finance Wisely


The first step in securing a healthy financial future is to create a simple spending plan.


This can be done by monitoring your total monthly income and assessing how much must be used on necessary expenses.  Once you allocate a dollar figure to be used for life’s necessities, you’ll begin understanding how much you can afford to put toward elective spending.

The following resources and tools contain valuable information and can help you begin budgeting and creating your own spending plan:

 

General Resources

Ohio State University Extension

U.S. Federal Trade Commission

U.S. Consumer Financial Protection Bureau

 

Tools and Worksheets

Ohio State University Extension

OhioMeansJobs

U.S. Federal Trade Commission

U.S. Consumer Financial Protection Bureau

Microsoft Excel

 

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