Reduced rates on operating loans

- Eligible farm operators and agribusinesses:
- MUST be organized for profit;
- MUST have headquarters and 51% of operations maintained in Ohio;
- MUST use the loan exclusively for agricultural purposes; and
- MUST agree to comply with all program and financial institution regulations.
- The Ag-Link application period is available year-round.
- After the loan officer submits the online Ag-LINK application on behalf of the farmer or agribusiness, the Treasurer’s office begins the review process.
- If all eligibility criteria are met, the application is approved.
- Upon request from the financial institution, the Treasurer’s office will make a deposit or purchase an investment at a negotiated, below-market rate.
- The financial institution offsets the borrower's interest rate by the same negotiated rate.
- Click here to view a list of eligible financial institutions.
- Apply for an operating loan or line of credit at a participating financial institution.
- After loan terms are determined, the loan officer will complete the online application.
(view PDF application for reference only) - 2022 Ag-LINK Schedule
- To calculate interest owed on deposits at maturity: Ag-LINK Interest Rate Calculator for Lenders
- For more information on Ag-LINK, contact us by phone at 614-466-6546 or by email at [email protected].